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Start with your time horizon

Long-term savers can generally tolerate more short-term variation than those who need their money soon. Matching investments to when you will need the money is a sensible first step.

Diversify

Spreading savings across different types of assets reduces reliance on any single one.

Watch costs

Fees compound over time just as returns do. Understanding what you pay is worthwhile.

This content is for general information only and is not financial advice.